Try: Make sure cr spends at least some time in a cool air-conditioned space like a mall or theater for at least two or three hours a day
Materials: n/a
Categories: Sage, Topic, Financial, Medical Physical
Information: n/a
References: protecting seniors from dangerous summer heat by june fletcher 2011 available at www agingcare com
Keywords: Heat dehydration staying cool hot weather
*This information is listed as a Tip and is not explicitly medically licensed
Try: Buy some vegetables seeds and plant a garden
Materials: Vegetable seeds garden tools
Categories: Sage, Topic, Financial, Maintenance, Medical Physical
Information: n/a
References: n/a
Keywords: Food eating healthy limited income fresh vegetables
*This information is listed as a Tip and is not explicitly medically licensed
Try: For veterans who served during a time of war or for their surviving spouses the veterans aid & attendance pension benefit can sometimes be used to fund certain types of long-term care contact the local veterans service officer to initiate paperwork to determine whether cr is eligible
Materials: n/a
Categories: Sage, Topic, Financial, Medical Physical
Information: n/a
References: guide to legal and financial planning needs of seniors by homewatch care givers available at www homewatchcaregivers com
Keywords: Health care limited income veterans
*This information is listed as a Tip and is not explicitly medically licensed
Try: Contact the local administration on aging or area agency on aging to see if cr qualifies for funding under the older americans act
Materials: n/a
Categories: Sage, Topic, Financial, Medical Physical
Information: n/a
References: guide to legal and financial planning needs of seniors by homewatch care givers available at www homewatchcaregivers com
Keywords: Health care limited income
*This information is listed as a Tip and is not explicitly medically licensed
Try: Evaluate and discuss care options with family analyze cr’s needs review a personalized solution with a financial planner and or insurance agent start taking steps to manage money for financial security
Materials: n/a
Categories: Sage, Topic, Financial, Legal, Medical Physical
Information: n/a
References: guide to legal and financial planning needs of seniors by home watch care givers available at www homewatchcaregivers com
Keywords: Long term care financial planning money health care finances
*This information is listed as a Tip and is not explicitly medically licensed
Try: Weigh options carefully consider needs and consequences of various illnesses and events such as cancer stroke dementia consider if cr will live a long time and only need just a little bit of help to stay in the home
Materials: n/a
Categories: Sage, Topic, Financial, Legal, Medical Physical
Information: n/a
References: guide to legal and financial planning needs of seniors by home watch care givers available at www homewatchcaregivers com
Keywords: Long term care health care insurance
*This information is listed as a Tip and is not explicitly medically licensed
Try: Begin with hiring help for basic chores such as mowing the lawn or running errands as the need for care progresses add more in-home care this is more cost effective and eases the transition discuss these issues with the cr talk about their medical issues and what their options are for long-term care making a decision may not happen overnight so be patient with them as they think over their feelings and weigh their options be flexible with the cr when staying at home is no longer realistic sit down to talk about assisted living centers or nursing homes allow them to make many of the decisions on their own if possible bring their doctor into the discussion and other family members plan ahead with legal issues long before a long-term care decision must be made consider the legal issues that may arise talk to your cr about finances durable power of attorney and other legal factors seek professional help from a local elder law attorney if possible remember to focus on the cr when you do place the cr in an assisted living center or nursing home visit them often and talk with them daily if at all possible pay attention to their care follow up on any complaints and become an advocate for them
Materials: n/a
Categories: Financial, Medical Physical, Social
Information: n/a
References: Eldercarelink com
Keywords: Assisted living
*This information is listed as a Tip and is not explicitly medically licensed
Try: Insurance policies are legal contracts read and compare the policies before buying one make sure cr understands what the policy covers and what it does not cover
Materials: n/a
Categories: Sage, Topic, Financial, Medical Physical
Information: n/a
References: guide to long-term care ltc insurance 2004 available at www pueblo gsa gov
Keywords: Long term care insurance insurance policy insurance premiums
*This information is listed as a Tip and is not explicitly medically licensed
Try: Discuss the policies cr is considering with people whose opinions are trustworthyt- a doctor financial advisor adult children or an informed friend or relative ask for the insurance company company’s financial rating and for a summary of each policy policy’s benefits or an outline of coverage ratings result from analyses of a company company’s financial records good agents and good insurance companies wantcustomers to know what they are buying
Materials: n/a
Categories: Sage, Topic, Financial, Medical Physical
Information: n/a
References: guide to long-term care ltc insurance 2004 available at www pueblo gsa gov
Keywords: Long term care insurance insurance policy insurance premiums
*This information is listed as a Tip and is not explicitly medically licensed
Try: Even after a policy is purchased if cr finds that it does not meet his needs cr generally has 30 days to return the policy and get his her money back this is called the free look period do not give in to high-pressure sales tactics do not be afraid to ask the insurance agent to explain anything that is unclear if cr is not satisfied with an agent agent’s answers ask for someone to contact in the company itself call the state insurance department if not satisfied with the answers from the agent or from company representatives
Materials: n/a
Categories: Sage, Topic, Financial, Medical Physical
Information: n/a
References: guide to long-term care ltc insurance by america’s health insurance plans 2004 available at www pueblo gsa gov
Keywords: Long term care insurance insurance policy insurance premiums
*This information is listed as a Tip and is not explicitly medically licensed